TrustPay is a 0% APR handset plan built for UK customers with poor credit. It replaces the traditional network contract with a simple, transparent instalment plan you can manage online. The whole flow — from picking a phone to a decision on your screen — takes under three minutes.

There is no hard credit check, no guarantor, no deposit and no arrangement fee. The cost of the phone is split evenly across affordable weekly or monthly instalments, with nothing added on top.