Classified Ad · Category 14Filed under: Poor Credit / Handsets
Approved · TrustPay
First-Time Buyers Poor Credit
Photograph · Handset IllustratedApply for this handset →
Thin file, no file, or a rocky start? First-time buyers are welcome. TrustPay looks at affordability today, not the length of your credit history.
Applications complete in under two minutes with a soft search only — nothing gets added to your credit file and other lenders will not see the check. Approvals arrive in around sixty seconds, with brand-new sealed handsets shipped free across the UK within ten working days.
Weekly and monthly plans are available at 0% APR: no interest, no arrangement fees, no deposit and no guarantor. Manage your plan online from day one.
- §Thin-file friendly
- §No guarantor needed
- §Soft search only
- §0% APR
Reader Q&A
- Q.Can I really get a first phone plan with poor credit?
- A.Yes. Credit is provided by Trusty, which specialises in customers with poor credit history. There's no hard credit search and most applicants are approved in around 60 seconds.
- Q.Will applying hurt my credit score?
- A.No. We use a soft-search only. Your credit file is not marked and other lenders will not see the check.
- Q.Do I need a guarantor or deposit?
- A.No guarantor is required and there is no upfront deposit. You pay in affordable weekly or monthly instalments at 0% APR.
- Q.How quickly will my phone arrive?
- A.Once approved, your phone is dispatched for UK delivery within 10 working days, tracked and insured.

