Classified Ad · Category 12Filed under: Poor Credit / Handsets
Approved · TrustPay
Phones on Benefits (Poor Credit)
Photograph · Handset IllustratedApply for this handset →
Universal Credit, PIP, ESA and other benefits count as income on your TrustPay application. Poor credit histories are welcome.
Applications complete in under two minutes with a soft search only — nothing gets added to your credit file and other lenders will not see the check. Approvals arrive in around sixty seconds, with brand-new sealed handsets shipped free across the UK within ten working days.
Weekly and monthly plans are available at 0% APR: no interest, no arrangement fees, no deposit and no guarantor. Manage your plan online from day one.
- §Universal Credit accepted
- §PIP and ESA accepted
- §0% APR TrustPay
- §Soft search only
Reader Q&A
- Q.Can I really get a phone on benefits with poor credit?
- A.Yes. Credit is provided by Trusty, which specialises in customers with poor credit history. There's no hard credit search and most applicants are approved in around 60 seconds.
- Q.Will applying hurt my credit score?
- A.No. We use a soft-search only. Your credit file is not marked and other lenders will not see the check.
- Q.Do I need a guarantor or deposit?
- A.No guarantor is required and there is no upfront deposit. You pay in affordable weekly or monthly instalments at 0% APR.
- Q.How quickly will my phone arrive?
- A.Once approved, your phone is dispatched for UK delivery within 10 working days, tracked and insured.

